:root {
  --primary: #1e3a8a;
  --primary-glow: #3b82f6;
  --primary-dark: #172554;
  --accent: #06b6d4;
  --bg: #ffffff;
  --surface: #f8fafc;
  --surface-2: #edeff3;
  --dark: #090e1c;
  --text: #0f172a;
  --muted: #64748b;
  --border: #e2e8f0;
  --radius: 12px;
  --shadow-card: 0 8px 24px -12px rgba(30, 58, 138, 0.18);
  --shadow-elegant: 0 20px 50px -20px rgba(30, 58, 138, 0.35);
  --gradient-hero: linear-gradient(135deg, #172554 0%, #1e40af 100%);
  --gradient-primary: linear-gradient(135deg, #1e3a8a, #3b82f6);
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: 'Inter', system-ui, -apple-system, sans-serif; color: var(--text); background: var(--bg); line-height: 1.6; }
h1, h2, h3, h4 { font-family: 'Playfair Display', Georgia, serif; letter-spacing: -0.02em; line-height: 1.2; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.text-center { text-align: center; }
.muted { color: var(--muted); }

/* Header */
.site-header { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,0.95); backdrop-filter: blur(8px); border-bottom: 1px solid var(--border); }
.nav { display: flex; align-items: center; justify-content: space-between; padding: 16px 0; }
.brand { display: flex; align-items: center; gap: 10px; font-family: 'Playfair Display', serif; font-weight: 700; font-size: 1.35rem; color: var(--primary); }
.brand-mark { width: 36px; height: 36px; display: grid; place-items: center; background: var(--gradient-primary); color: white; border-radius: 8px; font-weight: 800; }
.nav-links { display: flex; gap: 28px; list-style: none; align-items: center; }
.nav-links a { font-size: 0.9rem; font-weight: 500; color: #334155; transition: color 0.2s; }
.nav-links a:hover, .nav-links a.active { color: var(--primary); }
.nav-toggle { display: none; background: none; border: none; cursor: pointer; color: var(--text); }
@media (max-width: 900px) {
  .nav-links { display: none; }
  .nav-toggle { display: block; }
  .nav-links.open { display: flex; flex-direction: column; align-items: flex-start; position: absolute; top: 100%; left: 0; right: 0; background: white; border-bottom: 1px solid var(--border); padding: 16px 24px; gap: 12px; }
}

/* Buttons */
.btn { display: inline-block; padding: 12px 24px; border-radius: 6px; font-weight: 600; font-size: 0.95rem; cursor: pointer; border: none; transition: transform .2s, opacity .2s; text-align: center; }
.btn:hover { transform: translateY(-1px); }
.btn-primary { background: var(--primary); color: white !important; box-shadow: var(--shadow-elegant); }
.btn-white { background: white; color: var(--primary); box-shadow: 0 8px 24px rgba(0,0,0,0.15); }
.btn-border { background: transparent; color: white; border: 1px solid rgba(255,255,255,.5); margin-left: 12px; }
.btn-border:hover { background: rgba(255,255,255,.1); }
.btn-outline-white { background: transparent; color: white; border: 1px solid rgba(255,255,255,0.4); }

/* ===== APEX-STYLE HERO ===== */
.hero-slider { position: relative; overflow: hidden; }
.hero-slide { position: relative; min-height: 650px; display: none; }
.hero-slide.active { display: block; }
.hero-slide img.hero-bg { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.hero-slide::after { content:""; position: absolute; inset: 0; background: linear-gradient(120deg, rgba(9,14,28,.7) 0%, rgba(23,37,84,.4) 60%, transparent 100%); }
.hero-content { position: relative; z-index: 2; max-width: 1200px; margin: 0 auto; padding: 160px 24px 120px; color: white; }
.slide-title { font-size: clamp(2rem, 4vw, 3rem); font-weight: 400; color: rgba(255,255,255,.9); }
.slide-sub-title { font-size: clamp(2.5rem, 6vw, 4.5rem); font-weight: 700; margin-top: 6px; }
.slider-description { margin-top: 20px; font-size: 1.15rem; max-width: 620px; opacity: 0.92; }
.hero-cta { margin-top: 32px; }

/* Carousel dots */
.carousel-dots { position: absolute; bottom: 28px; left: 50%; transform: translateX(-50%); display: flex; gap: 10px; z-index: 3; }
.dot { width: 10px; height: 10px; border-radius: 999px; border: none; cursor: pointer; background: rgba(255,255,255,.5); transition: all .3s; }
.dot.active { width: 34px; background: white; }

/* Sections */
section { padding: 70px 0; }
.section-head { text-align: center; margin-bottom: 48px; }
.section-title { font-size: clamp(1.9rem, 3.6vw, 2.8rem); font-weight: 700; color: var(--text); }
.section-title .section-sub { display: block; font-size: .8rem; font-weight: 600; letter-spacing: .2em; text-transform: uppercase; color: var(--accent); font-family: 'Inter', sans-serif; margin-bottom: 8px; }
.column-title { font-size: clamp(1.8rem, 3vw, 2.4rem); margin: 20px 0; }
.column-title span { display: block; font-size: .8rem; font-weight: 600; letter-spacing: .2em; text-transform: uppercase; color: var(--accent); font-family: 'Inter', sans-serif; margin-bottom: 6px; }

/* About pattern */
.about-pattern { padding: 80px 0; background: var(--surface); }
.about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: start; }
@media (max-width: 900px) { .about-grid { grid-template-columns: 1fr; } }
.about-desc p { color: var(--muted); margin-bottom: 16px; }
.feature-list { display: grid; gap: 22px; }
.feature-card { background: white; border: 1px solid var(--border); border-radius: var(--radius); padding: 22px; box-shadow: var(--shadow-card); }
.feature-card h4 { color: var(--primary); font-size: 1.1rem; margin-bottom: 6px; }
.feature-card p { color: var(--muted); font-size: .92rem; }

/* Options band (dark) */
.options-band { background: var(--dark); color: white; padding: 60px 0; }
.options-inner { max-width: 1200px; margin: 0 auto; padding: 0 24px; display: grid; grid-template-columns: 1fr 1fr; gap: 50px; }
@media (max-width: 900px) { .options-inner { grid-template-columns: 1fr; } }
.options-col img { width: 100%; border-radius: 8px; margin-bottom: 20px; }
.options-band h4 { color: white; font-size: 1.4rem; margin: 8px 0 16px; }
.options-band p, .options-list li { color: #cbd5e1; margin-bottom: 14px; font-size: .95rem; }
.options-list { list-style: none; padding: 0; }
.options-list li::before { content: "•  "; color: var(--primary-glow); }
.options-list strong { color: white; }

/* Investor relations */
.investor-relations { background: white; }
.ir-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: center; margin-bottom: 50px; }
@media (max-width: 900px) { .ir-grid { grid-template-columns: 1fr; } }
.ir-grid img { border-radius: var(--radius); box-shadow: var(--shadow-card); }

/* Services grid (Apex style) */
.ts-services { background: var(--surface); }
.services-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; }
@media (max-width: 900px) { .services-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px) { .services-grid { grid-template-columns: 1fr; } }
.ts-service-box { background: white; border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow-card); display: flex; flex-direction: column; transition: transform .25s, box-shadow .25s; }
.ts-service-box:hover { transform: translateY(-6px); box-shadow: var(--shadow-elegant); }
.ts-service-image-wrapper { aspect-ratio: 16/10; overflow: hidden; }
.ts-service-image-wrapper img { width: 100%; height: 100%; object-fit: cover; transition: transform .6s ease; }
.ts-service-box:hover .ts-service-image-wrapper img { transform: scale(1.05); }
.ts-service-content { padding: 24px; display: flex; flex-direction: column; gap: 10px; flex: 1; }
.service-title { color: var(--primary); font-size: 1.3rem; }
.ts-service-content p { color: var(--muted); font-size: .92rem; }
.link-more { margin-top: auto; padding-top: 10px; color: var(--primary-glow); font-weight: 600; font-size: .9rem; }
.link-more:hover { color: var(--primary); }

/* Asset management */
.asset-mgmt { background: white; }
.asset-lede { margin: 16px 0 24px; max-width: 900px; }
.asset-media img { border-radius: var(--radius); width: 100%; margin: 30px 0; box-shadow: var(--shadow-card); }
.asset-h3 { font-size: 1.6rem; color: var(--text); margin-bottom: 12px; }
.asset-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; margin-top: 30px; }
@media (max-width: 900px) { .asset-grid { grid-template-columns: 1fr; } }
.asset-grid h4 { color: var(--text); font-size: 1.15rem; margin: 18px 0 8px; }
.asset-grid p { color: var(--muted); margin-bottom: 12px; }
.tick-list { list-style: none; padding: 0; margin-bottom: 14px; }
.tick-list li { color: var(--muted); padding-left: 24px; position: relative; margin-bottom: 8px; }
.tick-list li::before { content: "✓"; position: absolute; left: 0; color: var(--accent); font-weight: 700; }

/* Values */
.values-section { background: var(--surface-2); }
.values-lede { max-width: 800px; margin: 12px auto 20px; }
.values-hr { border: none; border-top: 1px solid #cfd6de; margin: 20px auto 30px; max-width: 800px; }
.values-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 26px; }
@media (max-width: 900px) { .values-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 500px) { .values-grid { grid-template-columns: 1fr; } }
.value-card h3 { font-size: 1.2rem; padding-bottom: 10px; margin-bottom: 12px; border-bottom: 2px solid #2154cf; color: var(--text); }
.value-card p { color: var(--muted); font-size: .92rem; }

/* Pricing (Apex style) */
.pricing-section { background: var(--surface); padding: 60px 0; }
.pricing-alt { background: white; }
.pricing-label { display: inline-block; padding: 10px 24px; border-radius: 999px; background: var(--gradient-primary); color: white; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; margin-bottom: 30px; font-size: .85rem; }
.pricing-table { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.pricing-table-3 { grid-template-columns: repeat(3, 1fr); }
@media (max-width: 900px) { .pricing-table, .pricing-table-3 { grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px) { .pricing-table, .pricing-table-3 { grid-template-columns: 1fr; } }
.pricing-box { background: white; border-radius: var(--radius); padding: 30px 24px; text-align: center; box-shadow: var(--shadow-card); border: 1px solid var(--border); transition: transform .2s; }
.pricing-box:hover { transform: translateY(-4px); box-shadow: var(--shadow-elegant); }
.pricing-box h3 { color: var(--primary); font-size: 1.2rem; letter-spacing: .05em; }
.pricing-box .price { display: block; font-family: 'Playfair Display', serif; font-size: 2rem; font-weight: 700; color: var(--text); margin: 12px 0; }
.pricing-box .divider { display: block; border-top: 1px dashed var(--border); margin: 14px 0; }
.pricing-box ul { list-style: none; padding: 0; text-align: left; }
.pricing-box ul li { padding: 6px 0; color: var(--muted); font-size: .92rem; border-bottom: 1px dotted var(--border); }
.pricing-box ul li:last-child { border-bottom: none; }
.pricing-box .btn { display: inline-block; margin-top: 6px; }

/* Testimonials */
.testimonial-section { background: white; }
.testimonial-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 40px; }
@media (max-width: 900px) { .testimonial-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px) { .testimonial-grid { grid-template-columns: 1fr; } }
.testimonial-card { background: var(--surface); border-radius: var(--radius); padding: 28px; box-shadow: var(--shadow-card); border: 1px solid var(--border); }
.testimonial-text { color: var(--text); font-style: italic; margin-bottom: 18px; line-height: 1.6; }
.testimonial-user { display: flex; align-items: center; gap: 14px; border-top: 1px solid var(--border); padding-top: 16px; }
.testimonial-user img { width: 56px; height: 56px; border-radius: 999px; object-fit: cover; }
.testimonial-user h4 { color: var(--primary); font-size: 1rem; margin: 0; }
.testimonial-user span { color: var(--muted); font-size: .85rem; }

/* Trustpilot */
.trustpilot-section { background: var(--surface); }
.trustpilot-box { max-width: 780px; background: white; padding: 40px; border-radius: var(--radius); text-align: center; box-shadow: var(--shadow-card); border: 1px solid var(--border); }
.tp-logo { display: flex; align-items: center; justify-content: center; gap: 8px; font-size: 1.2rem; color: var(--text); margin-bottom: 12px; }
.tp-rating { display: flex; align-items: center; justify-content: center; gap: 14px; margin-bottom: 12px; }
.tp-stars { color: #00b67a; font-size: 1.6rem; letter-spacing: 2px; }
.tp-score { font-size: 1.2rem; color: var(--text); }
.tp-desc { color: var(--muted); margin: 12px auto 16px; max-width: 560px; }
.tp-quotes { display: flex; flex-direction: column; gap: 6px; font-size: .9rem; color: var(--muted); }

/* Page hero */
.page-hero { background: var(--gradient-hero); color: white; padding: 90px 0; text-align: center; }
.page-hero .kicker { font-size: .8rem; text-transform: uppercase; letter-spacing: .2em; opacity: .8; margin-bottom: 10px; }
.page-hero h1 { font-size: clamp(2.2rem, 5vw, 3.75rem); }
.page-hero p { margin: 16px auto 0; max-width: 700px; opacity: .9; }

/* Detail / prose */
.prose { max-width: 900px; margin: 0 auto; padding: 60px 24px; color: var(--muted); }
.prose p { margin-bottom: 18px; }
.prose h2 { color: var(--text); font-size: 1.5rem; margin: 32px 0 12px; }
.prose ul { margin: 12px 0 20px 20px; }
.prose li { margin-bottom: 10px; }
.prose strong { color: var(--text); }

.detail-grid { display: grid; grid-template-columns: 3fr 2fr; gap: 48px; align-items: start; }
@media (max-width: 900px) { .detail-grid { grid-template-columns: 1fr; } }
.detail-media img { border-radius: var(--radius); box-shadow: var(--shadow-elegant); width: 100%; }
.detail-body h2 { color: var(--text); font-size: 1.5rem; margin: 24px 0 8px; }
.detail-body p { color: var(--muted); margin-bottom: 14px; }
.detail-body ul { margin: 12px 0 20px 20px; color: var(--muted); }
.detail-body li { margin-bottom: 8px; }

/* Stats */
.stats { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.stat-card { border: 1px solid var(--border); background: white; padding: 22px; border-radius: var(--radius); box-shadow: var(--shadow-card); }
.stat-number { font-size: 2rem; font-weight: 700; color: var(--primary); font-family: 'Playfair Display', serif; }
.stat-label { font-size: .85rem; color: var(--muted); margin-top: 4px; }

/* CTA */
.cta-box { max-width: 900px; margin: 0 auto; padding: 60px 40px; border-radius: 16px; text-align: center; color: white; background: var(--gradient-hero); box-shadow: var(--shadow-elegant); }
.cta-box h2 { font-size: clamp(1.75rem, 3vw, 2.25rem); color: white; }
.cta-box p { margin: 16px auto 0; max-width: 520px; opacity: .9; }
.cta-box .btn { margin-top: 26px; }

/* FAQ */
.faq-list { max-width: 800px; margin: 0 auto; display: flex; flex-direction: column; gap: 14px; }
.faq-item { padding: 22px 24px; border: 1px solid var(--border); background: white; border-radius: var(--radius); box-shadow: var(--shadow-card); cursor: pointer; }
.faq-item summary { list-style: none; font-weight: 600; display: flex; justify-content: space-between; align-items: center; }
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item .icon { color: var(--primary); font-size: 1.5rem; transition: transform .2s; }
.faq-item[open] .icon { transform: rotate(45deg); }
.faq-item p { margin-top: 12px; color: var(--muted); }

/* Contact */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; max-width: 1000px; margin: 0 auto; }
@media (max-width: 800px) { .contact-grid { grid-template-columns: 1fr; } }
.contact-info dl { margin-top: 24px; display: flex; flex-direction: column; gap: 16px; font-size: .95rem; }
.contact-info dt { font-weight: 600; color: var(--text); }
.contact-info dd { color: var(--muted); }
.form { padding: 32px; border: 1px solid var(--border); background: white; border-radius: var(--radius); box-shadow: var(--shadow-card); }
.form label { display: block; font-size: .85rem; font-weight: 500; margin-bottom: 6px; }
.form input, .form textarea, .form select { width: 100%; padding: 10px 12px; border: 1px solid var(--border); border-radius: 8px; font-family: inherit; font-size: .95rem; background: white; margin-bottom: 16px; }
.form input:focus, .form textarea:focus { outline: 2px solid var(--primary-glow); border-color: transparent; }
.form button { width: 100%; }

/* Footer */
.footer { border-top: 1px solid var(--border); background: rgba(248,250,252,.6); }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px; padding: 56px 0; }
@media (max-width: 800px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
.footer h3 { color: var(--primary); font-size: 1.15rem; margin-bottom: 12px; }
.footer h4 { font-size: .8rem; font-weight: 600; text-transform: uppercase; letter-spacing: .1em; margin-bottom: 12px; font-family: 'Inter', sans-serif; color: var(--text); }
.footer p, .footer li { font-size: .9rem; color: var(--muted); }
.footer ul { list-style: none; display: flex; flex-direction: column; gap: 8px; }
.footer a:hover { color: var(--primary); }
.footer-bottom { border-top: 1px solid var(--border); padding: 20px 0; text-align: center; font-size: .8rem; color: var(--muted); }